Heat 1 tbsp olive oil in a large saucepan over medium heat.
Add onions, celery, carrot, bell pepper, and garlic and simmer slowly for 15 minutes or until the onions are clear.
when the veggies are ready, pour the whole black beans, chicken bouillon cubes, and water. Turn the heat up to a boil and stir well.
Add everything els to the pot and turn the heat down to a s immer.
Cover and simmer stirring occasionally for 2 hours or until the soup has thickened and all the ingredients are tender.
Garnish with monterey jack cheese, sour cream and green onions